Now that you know a little bit about me...
Let me tell you about how you can get rid of these dangerous and unforeseen surprise risk gaps... Plus I'll show you the New Way to protect your family and your current lifestyle.
The fact is…
An insurance policy of any kind, in its simplest form, is nothing more than a promise.
In this case we’re talking about Life Insurance.
So the promise is…
If you die. They pay.
And that money goes to pay your mortgage, all kinds of debt, your kids education, and leave your spouse with a little bit of money… or hopefully a lot of money!
Tax-free by the way!
The thing is...
That statistically you have a 66% higher chance of being disabled due to a terminal illness, chronic disease, or accidental event… than of suddenly dying.
At which point you get Zero... Nothing… Nada!
And neither does your family…
You’re also not able to work…
Plus you're spending money on medical bills and unforeseen personal expenses...
And this situation can drag on indefinitely!
Here are a few stats to bring you up to speed:
::At age 42, it is four times more likely that you will become seriously disabled than that you will die during your working years.
::Three in 10 workers entering the workforce today will become disabled before retiring.
::An illness or accident will keep 1 in 5 workers out of work for at least a year before the age of 65.
::One in 7 workers can expect to be disabled for five years or more before retirement.
::Disability causes nearly 50% of all mortgage foreclosures, 2% are caused by death.
::Close to 90% of disabling accidents and illnesses are not work related.
::Unexpected illnesses and injuries cause 350,000 personal bankruptcies each year.
::The average long-term disability absence lasts 2.5 years.
So historically this has been the issue with traditional policies.
They leave you with a huge risk gap, which makes it a not-so-guaranteed investment in the end.
Because you have to die for them to pay.
That is until now…
INTRODUCING: Living Benefits Life Insurance!
Instead of being covered ONLY WHEN you die...
You now also have the ability to accelerate (Get money upfront) your death benefit if you get seriously sick or injured...
From Cancer, heart attack, stroke, paralysis, major organ transplant, kidney failure, blindness, diabetes...
There are a lot of conditions that are considered trigger conditions that would activate your living benefits.
The amount of money that you get as an accelerated benefit will be based on the severity of your illness or injury.
The truth is, this NEW Living Benefits coverage gives you options.
If life decides to throw you a curveball, as we all know can happen, it’s nice to know you have some serious financial backing to help you through some rough times ahead.
Remember, with an old-fashioned life insurance policy without living benefits, you don't have any options.
You didn't die, so you don’t get any money, and that cancer diagnosis or chronic debilitating disease is going to wreck your life and finances.
With the NEW Living Benefits policy you get the accelerated benefit of your policy in the form of cash in advance… LOTS of cash!
Which you don’t have to pay back, and is completely TAX FREE!
Is really an amazing financial breakthrough that impacts people’s lives in incredible ways!
If you’d like more information on these policies…
Give me a call or shoot me a quick text to: 786.325.8819
Or you can email me at: j@phgcompany.com
You can also book a call with me here!
